Small Business Funding

Excellent Program for most businesses. Very long terms with no prepayment penalty. Allows a business to make major improvements with low monthly payments. Once submitted the borrower will get a phone call very quickly. Approval will be decided during the phone call and if approved before 3:30pm the funds can often be in their account by that evening. Can fund as much as 2 times the monthly Gross Revenue (based on deposits; will count cash, credit and checks).


Minimum 500 FICO

Loan Term:

24-180 months (2-15 years)

Loan Size:


Time in Business:

Businesses as new as 2 months old

Loan Fee:

5-10 points

Interest Rate:


Lending Criteria:

Discharged BK ok no open or dismissed BK, sole proprietor ok, no non-profits. Borrower must have at least 25% Ownership

Repayment Schedule:

Monthly ACH

Lending Territory:

Certain States in USA: AL, AZ , CA, DC, DE, HI, ID, IL, IN, KS, KY, LA, MD, ME, MN, MS, MO, NE, NH, NM, NC, OH, SC, UT, VA, WA, WI, WY


Average approval is within 24-48 hours. Returning customers may receive a lower loan origination fee of only 3%.

Information/Docs Needed:

Can be started with as little as Borrower’s:
• Full Legal Name,
• Valid Email Address,
• Phone number
• Driver’s license,
• Voided business check and
• 2 to 6 most recent months of business bank statements